Late Life Wishes

Guide to Creating Your Own Will in the UK

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Creating a will is an essential step in ensuring that

your assets and affairs are managed according to

your wishes after your passing. This guide will walk

you through the process of creating your own will in

the UK, outlining key considerations and steps

to take.

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1. Understand the Basics

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What is a Will?

A will is a legal document that sets out how you want

your estate (money, property, and possessions) to be distributed after your death.

Why is a Will Important?

• Ensures your assets are distributed according to your wishes

• Names executors to manage your estate

• Can name guardians for any minor children

• Helps to minimize disputes among family members

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2. Preparing to Write Your Will

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Make a List of Your Assets

• Property (house, land, etc.)

• Savings and investments

• Personal possessions (jewelry, vehicles, etc.)

• Insurance policies

• Business interests

Decide on Your Beneficiaries

• Who will inherit your assets?

• Specify particular items or amounts for specific individuals or charities.

Choose Executors

• An executor is responsible for ensuring your wishes are carried out.

• You can appoint more than one executor.

• Make sure the people you choose are willing to take on this responsibility.

Appoint Guardians for Minor Children

• If you have children under 18, you should appoint a guardian.

• Discuss this with the person you wish to appoint to ensure they are willing to take on this role.

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3. Writing Your Will

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Use a Template or Will Kit

• You can download a will template HERE.

• Ensure the template complies with UK law.

• There are a variety of free will writing services. We will assist you with writing a will if you so wish.

Drafting the Will

• Title: Start with your full name and address. State that this is your last will and testament.

• Revocation Clause: Include a clause that revokes all previous wills and codicils.

• Appointment of Executors: Name your executors.

• Bequests: List your assets and who will inherit them. Include any specific instructions.

• Residuary Estate: State who will receive any remaining assets not specifically mentioned.

• Guardianship: Appoint guardians for any minor children.

• Sign and Date: You must sign and date your will in the presence of two witnesses.

• Witnesses: Witnesses must be over 18, not beneficiaries, and must sign the will in your presence.

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4. Legal Requirements

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Valid Witnesses

Late life wishes can provide one or two witnesses if you so wish.

• Your will must be signed by you in the presence of two witnesses.

• Witnesses must sign the will in your presence.

 

Sound Mind

• You must be of sound mind and understand the contents of your will.

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5. Storing Your Will

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• Store your will in a safe place, such as with your solicitor, at home in a secure location, or with a will storage service. The Emerald Centre will store a copy if it is your wish. 

• Inform your executors where the will is stored.

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6. Updating Your Will

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• Review your will regularly, especially after significant life events.

• To make changes, you can add a codicil (a legal amendment) or create a new will.

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7. Seeking Professional Advice

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While creating your own will it is possible to get professional advice can ensure that your will is legally sound and reflects your wishes accurately. Consider consulting a solicitor, especially if your estate is complex.

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Conclusion

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Creating your own will in the UK involves careful planning and consideration of your assets and wishes. We will do anything to assist you in this endevour. By following this guide, you can ensure that your will is clear, legally valid, and reflective of your intentions, providing peace of mind for you and your loved ones.

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